Mitigation for any size
MITIGATION AWARENESS AND RESPONSE SEMINAR
A water or fire damage is a traumatic event regardless of the size. It doesn’t matter if the loss affected one room or the entire structure; the client feels a loss of control.
What is Mitigation? “Reasonable and prudent” steps taken under the terms of an insurance policy to limit loss (preserve, protect, and secure property from further damage). Begin mitigation as soon as possible from damage caused by water, fire, vandalism, or other covered disasters. According to many carriers, policy coverage may not extend to you if you do not take action to mitigate a loss. Meaning “Neglect by or failure of any ‘insured party’ to use all reasonable means to save and preserve property at the time of and after the time of a loss or damage.” SPEED IS KEY.
What to expect from a Mitigation Vendor?
Within one hour, the loss should be dispatched to a mitigation vendor who will contact the customer.
Within four hours, the mitigation vendor should have a crew on site to begin emergency work.
Within eight business hours of the initial on-site visit, the mitigation vendor should complete a verbal briefing to the adjuster.
The most important job is helping each customer put their life back together- to help them regain control.
Get Back to Business with Commercial Water Damage Restoration Services
Whether it is caused by a severe storm that sends floodwaters rolling through your area, a leaking roof, a malfunctioning appliance, a clogged toilet, failing pipes or some other plumbing disaster, water damage is bad for business. It is a predicament that demands a prompt, effective response.
SERVPRO can supply precisely that with our commercial water damage restoration services. The problems caused by water damage. Why is water damage such a problem? While water is vital to life, uncontrolled water that infiltrates spaces where it does not belong can do a great deal of harm. It can cause structural damage to your commercial facility and destroy the property, equipment, and inventory that you have stored inside it. It can also produce the ideal conditions for mold growth, setting the stage for a potentially hazardous mold infestation. In fact, unattended water damage can produce health hazards and liability issues that can leave your business vulnerable to lawsuits, so it is vital that the damage is dealt with properly. When water damage occurs, time is not your friend. Any delay in addressing it allows the damage process to continue, which is likely to increase both your losses and your restoration costs. The disruption triggered by water damage can also lead to lost productivity. After all, every hour that you spend working to restore your commercial space is an hour that you were not able to spend focused on what you do best. The solution that your business needs water damage can be a significant problem for your business, but it is one with a clear solution.
-Professional water damage restoration services. -Experts with the right combination of training and resources can quickly identify the problems plaguing your property, take steps to restore your property and belongings, and return the area to a safe, healthy space so that you can get back to work without unnecessary delay.
At SERVPRO, we understand the damage that water can do, and we are always ready to make it “Like it never even happened.” Our teams include restoration professionals trained in water damage restoration, applied structural drying, odor control, and upholstery and fabric cleaning. When you reach out to us for help, we do not hesitate. We move quickly to assess the situation and prevent further damage. We use our knowledge and specialized equipment to identify all the areas impacted by the water, including any hidden pockets of moisture.
After identifying the source of the water, we will create a plan to effectively deal with the troubles at the scene. If water remains, we can use professional-grade pumps and vacuums to extract it before shifting to dehumidifiers and air movers as we carefully monitor the drying process to ensure that the structure and its contents are properly dried.
We also begin working to clean and restore your belongings. With an expansive arsenal of professional tools and techniques, we can save items that many others would forsake, so you retain more of your property and reduce your replacement costs. We can also take steps to sanitize the location with antimicrobial treatments to prevent mold issues and deodorize the space to remove musty, unpleasant odors. We work diligently to restore your commercial facility to its preloss condition so that you can get back to business.
If water damage is threatening your business, don’t wait. Contact SERVPRO to arrange for our commercial water damage restoration services today.
Surviving Disaster, The Value of Commercial Property Insurance
A disaster can strike without warning and change everything in an instant. Many businesses closed by a catastrophic
storm or significant event don’t survive the blow. At SERVPRO, we know exactly what it takes to restore a commercial
enterprise to its preloss condition. We also understand that having the right insurance coverage for your commercial
property in place can ensure that you have the resources you’ll need to recover from a catastrophe. Do you?
PREPARING FOR SURVIVAL WITH COMMERCIAL PROPERTY INSURANCE
In the aftermath of a disaster, it’s only natural for business owners to prioritize mitigating their losses and reopening
their doors. After all, time is money for a business, and every hour of lost productivity hurts. However, rushing your
insurance settlement can be a costly mistake. A commercial property insurance claim is a complicated business
transaction. It’s imperative that you take the time to carefully review your policies for all available coverages. This
guarantees that nothing is overlooked and that you receive the entirety of what you bargained for when you purchased
your commercial property insurance coverage.
The benefits received from your insurance company can play an essential role in sustaining your company in the
disaster’s aftermath and in funding its recovery. Therefore, time spent investigating and documenting, examining the
ins and outs of your insurance policies, and familiarizing yourself with the specific requirements for making a claim
so that you secure the maximum settlement is generally time well spent. Commercial property insurance policies can
cover many things:
• Property damage. This coverage can include damage to inventory, buildings, fixtures, furnishings, machines and
• Ordinary payroll coverage. Employees are a valuable resource for a company. This coverage allows payroll to
continue for a period while the business is closed.
• Extra Expense. Intended to help offset expenses involved in returning to normal operations, this coverage can cover
the costs of mitigation efforts, any increased costs incurred by continuing to do business in the wake of a disaster, or
the expense of temporary relocation.
• Business interruption. When a business is closed, its revenue stream is impacted. Ideally, this coverage should
offer the funds needed to maintain the business while its operations are suspended. It generally pays the continuing
operating expenses and the expected profit for a period.
• Contingent business interruption. Businesses don’t operate in a vacuum. This provides coverage for extra costs and
lost profits resulting from damage to a third party’s property when you are dependent on that third party to deliver,
manufacture or purchase your materials or products. It may also come into play when you depend on the third party
to attract customers.
• Loss of rents. When renters are not required to make rental payments because a property has been rendered
uninhabitable by a disaster, this coverage pays for that lost income.
• Loss of ingress or egress. This offers benefits when access to a property is prevented as a direct result of a covered
• Extended period of indemnity. This extends the period of restoration defined in the standard business interruption
policy, increasing the duration of your benefits.
• Utility services. Interruptions of services from a critical utility like power, water or electricity can interfere with
operations. This protects against losses triggered by interruptions.
• Civil authority. When a mandatory evacuation or other action by a civil authority bars access to the property, this
coverage comes into play.
COMMERCIAL STORM DAMAGE RESTORATION
Even with the safety net provided by proper insurance coverage, you’ll want to get back to business as usual as soon
as possible. At SERVPRO, we specialize in making it seem like the disaster never happened. Our Commercial Large
Loss Division is always ready to step in and handle any size disaster with a fast response, seamless communication,
appropriate mitigation efforts and expert restoration services. Our strategic, professional response keeps your
restoration costs lower and enhances our efficiency as we work to return your commercial property to pre-damage
condition. We’re also a preferred vendor for many insurance companies.
Disasters may be unpredictable, but SERVPRO thrives in delivering a consistently effective response. Available 24/7,
we are always ready to provide superior commercial restoration services. Contact us today to learn about our services,
create a READY Profile for your business or request our assistance.
The Value of Commercial Property Insurance